About Northpoint Business Capital
We show you the map before we ask you to pick a road.
Northpoint Business Capital helps owners understand how lenders read a business, then match it to the programme that reads it best.
Why the bearings
We are not a lender. Your application goes to our funding partner and through it to a network of lenders and funding providers who make the offers. Our job is the reading beforehand: where your business stands on the five bearings every lender takes, and which programmes weigh them in your favour.
An application sent to the wrong kind of lender can be turned down for reasons that say nothing about how good the business is. A young business with strong card sales and a long-established one with an uneven year need different programmes, and both can be funded.
We work only with businesses and do not arrange personal or consumer loans. There is no call centre: the application is the way in, and a specialist gets back to you.
Straight answers
What Northpoint will tell you, and will not
- Where you stand
- If one bearing is holding an application back, you will hear which one and why.
- Which programme reads you best
- Not the largest offer: the one your business is most likely to be approved for and able to carry.
- What it costs in full
- The total repaid over the term, not only a rate.
- No guarantees
- No one can promise an approval before a lender has read the application, and we will not.
The application
Apply now
A few minutes: the amount, how to reach you and a few questions about the business. Free to apply, and nothing is binding until you accept an offer.
The application is the way in, and it takes about two minutes.
