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Working capital

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Funding speed
Within 24–48 hours
Cost
Starting at 4.5%
Repayment
Daily or weekly ACH

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Two workers walking the aisle of a wholesale warehouse.

Working capital

What it is, and how it repays

Working capital funds the running of the business rather than a single purchase: payroll, rent, stock, the gap between invoicing and being paid. Terms are typically short, averaging between six and twenty-four months.

It is the option that keeps growth going through a money-tight stretch, without putting a long obligation on the books.

The bearing it weighs least

Bearing 288°

What it is for

The purchase, the gap or the plan the money pays for. The purpose points to the programme, and it is the one bearing entirely in your hands.

Working capital covers the running of the business in general.

All five bearings →

Builders at work inside a new building as the sun comes through.

What it gives you

Why owners choose it

  • Short term, so it clears quickly
  • Funded within 24–48 hours once approved
  • Spend it where the business needs it
  • No out-of-pocket fees

The application

Apply now

A few minutes: the amount, how to reach you and a few questions about the business. Free to apply, and nothing is binding until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours